Holy moly this month FLEW by and it obviously left me behind, as evidenced by the lack of new content around here. That was completely unexpected and I’m blaming (most of) it on the fact that I have spent hours upon hours of time I would have otherwise been writing dealing with the process of selling our current house and buying property.
Lenders do not make it easy for those with self-employment income to take out a mortgage, even a reasonably-sized one that is literally hundreds of thousands of dollars less what the bank initially told me we could “afford.”
Because I was self-employed with no W2 income from June to December in 2014 — and I haven’t been able to file my taxes for 2014 yet because I’m still waiting on documents from clients and investment companies I have accounts with — that time period is viewed as a “gap in employment” because I can’t prove my income without a tax return.
I’ve been jumping through various hoops for the lender all month, and just this week we got the official word that we were good to go and would secure the loan we requested.
This experience is definitely good fodder for a future blog post, and I hope you’ll find the eventual write-up of my experiences valuable if you’re interested in making income on your own (full-time or part-time!) and also want to purchase a home where you’ll finance a percentage of the cost.
In the meantime, accept my apologies for not producing anything for you here this month — and get caught up on what I did manage to write (and more!):
What I’ve Written Around the Web
- 5 Ways To Make an Extra $5,000 This Year, Clark Howard
- How to Stop Fighting About Money, GoGirl Finance
- Four Ways to Diversify Your Income This Year, GoGirl Finance
- What to Know Before Getting Pre-Approved for a Mortgage, Magnify Money
Where I’ve Been Featured Around the Web
- Why Introverts Are the Best Networkers on Twitter, Fast Company
- Detox Your Daily Spending Before Fun-Filled Summer, Forbes
What I’ve Loved Reading Around the Web
- For Inspiration: Stop Waiting for Inspiration to Strike – 7 Creative Methods to Try Instead, Hubspot
- For Essential Education: Tax Saving Tips for Side Hustlers from Joshua Sheets, Side Hustle Show
- For Tips on Solopreneurship: What I Learned in My First 6 Months of Being Self-Employed, Careful Cents
- For Anyone Working to Achieve Something Great: 5 Simple Things to Do When You Feel Like an Imposter, Ellen Bard