Kali Hawlk

Financial Writer & Marketing Manager

Around the Web: January 2015

Want more financial content for your eyeballs? That’s good, because today kicks off a new post I’ll be doing at the end of each month for folks who want to get their fill of my writing on money — and other great stuff from Around the Web.

I’m not sure what the structure of these posts will look like yet, so throw some suggestions in the comments if you have ideas on what you’d like to see in these writing recaps. (For example, my friend Cat at Budget Blonde always has a personal snippet or update that she includes in posts that recap content.)

Let me know if there’s anything in particular YOU want to see here next month.

What I’ve Written Around the Web

Where I’ve Been Featured Around the Web

What I’ve Loved Reading Around the Web

Work & Career

Inspiration & Motivation

Brand & Business Building

Money & More




Sometimes, You Should Break the Rules

pay off your mortgage

I’ve waited to publish this post until everything was very much official, and now it is. The paperwork is signed. The listing is online. There’s a big honkin’ sign in our front yard.

Our house is officially for sale and on the market. And we obviously weren’t afraid to break the rules (however unofficial they might be) in the playbook of smart financial moves to get it there. Continue reading

Thank You, Emergency Fund: Letter from a Grateful Millennial

Emergency Fund Paid for Vet Bills

Dear Emergency Fund,

As much as I hated the fact that we had to interact two weeks ago, I am beyond grateful that we were able to do so. Thank you, from the bottom of my heart, for doing your job: you were there for me when I needed funds for an emergency.

It’s easy for folks to dismiss you, Emergency Fund. I’ll admit, I’m not your biggest advocate myself. I like keeping you slim and trim because we don’t have much financial responsibility and we can run on a tight budget.

Here’s the thing, though. Unexpected expenses are unexpected. They strike at any time (and usually at the worst of times, actually). So you’ve always been with us, but we’ve also focused on other financial priorities. You weren’t front and center when it came to money goals.

But, as you know since you paid for this incident, we had to take one of our little furballs to the vet two weekends ago.

And not just the vet, but the emergency vet.

And not just for an exam, but for procedures including anesthesia and for a 3 night hospital stay.

And four different medications to administer to kitty once he came home.

It was extremely stressful and scary, because kitty faced a life-threatening situation. Had we waited just one more day to bring him in, the situation would have been much more severe and dire. It was bad enough to see one of my four-legged, furry kids in pain and scared.

And then the vet gave us our estimated bill. For $2000. Continue reading

Welcoming 2015 with a New Look and Focus

Welcoming 2015

Happy 2015! Regardless of how you feel about this time of year and the inevitable slew of optimistic resolutions that come with it, you can’t deny that flipping over to a new calendar leaves us feeling like there’s nothing but a clean slate in front of us — and I don’t think that’s a bad thing.

Starting a new year can be a much-needed mental “reset” button for some. For myself, I know I like the feeling that there’s a fresh set of months ahead of me, just waiting for me to get out there and make them all great. Continue reading

Taking a Blog Break to Enjoy the Holidays

Happy Wednesday, friends!

Editors note: This is why I’m taking a break. This post published on a Friday. It took me all day to realize that this said Happy Wednesday.

I’m popping by the blog today to let you know that I’m taking a break from sharing posts here until the New Year. I’m using this time to focus on new projects, gear up for the *official* relaunch of my web presence, and of course enjoy the holidays with family and friends.

If you’re looking for Common Sense Millennial, don’t worry: you’re still in the right place. In December, I rolled over the blog at CSM into my professional site here at kalihawlk.com. It was step one in consolidating my web presence and making it easier for folks to find my corner of the web.

If you need me, I’m always reachable by email. Don’t hesitate to shoot a note my way (kalihawlk [at] gmail [dot] com). I’m definitely active and around, just taking a brief blog break. I’d still love to hear from you and chat!

See you all in January, when we’ll officially relaunch the blog here — which, I’m happy to say, will be coming with an exciting freebie. Don’t miss out on the latest news; hop on the mailing list to stay in touch and keep up with the fast-paced changes we always seem to be making around here.

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